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1.
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Decide what Age, Sex and Culture you character will be.
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2.
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Decide what the characters parent's occupation is.
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3.
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Decide if your character remained in his parents occupation until his current age, or whether he tried other occupations
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4.
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If your character tried other occupations, decide the periods in each. Remember at least a year must be spent to accumulate the skills allocated by that occupation. Remember that equipment obtained in occupations is not cumulative
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5.
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Apply the formula: Age x Multiplier + Base + Modifier. Where Age is Age - 15 years (if you stayed in your parents occupation), or the number of years in an occupation (per occupation), Multiplier is the multiplier given by an occupation, e.g.: Throw x 3, Base is your base ability, e.g.: Agility = 3 and Modifier is the skill modifier if applicable, e.g.: First Aid (10) vis add 10.
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NB:
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Check the cultural weapons table when allocating weapon skills as the modifier's can differ from the standard weapons table.
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